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Interest rates not the only interesting part of borrowing
It's important to remember that the interest rates and APRs are not the same thing. If two loans charge the same interest rate, but one has much higher fees, the APRs can end up being quite different. This is the whole point of lenders being required …
Read more on The Daily Courier (subscription)

Gust editorial: Payday-loan sharking protection needed
In 2008, almost 64 percent of the Ohioans who voted approved upholding a payday-loan-reform law that capped annual percentage rates on such loans at 28 percent. The law, Substitute House Bill 545, was intended to bar APRs that had been as high as 391 …
Read more on Lima Ohio

2015 Balance Transfer Survey: Offers more generous, but move fast
The four cards from this year's survey that don't give new cardholders a 0-percent balance transfer rate promotion still offer lower-than-normal balance transfer APRs ranging from 4.99-13.90 percent, which are still lower than the average credit card …
Read more on Nasdaq

Contacting faraway places with strange-sounding names has always been a top interest among hams. As DXers we may spend hours trying to make a 1 minute contact to add to our DXCC total. Occasionally, we’ll go to a world atlas to locate the place we have just worked, then return to combing the bands for the next rare DX contact. When conditions are poor, we might spend a bit more time researching…

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